Terms of use
Who we are
These terms cover the Spendzie website and related product experiences operated by Spendzie Technologies ("Spendzie", "we"). By using the site or app you agree to these terms and our Privacy Policy.
What Spendzie provides
Spendzie provides expense-tracking insights from bank/UPI SMS (with your permission), educational content, calculators, and referrals to partner financial products. We do not guarantee loan or card approval, reward outcomes, or investment returns.
Not financial advice
Site content is informational. It is not investment, tax, legal, or lending advice. Always confirm issuer or lender terms before you apply or spend.
Partner offers
Card and loan offers are from RBI-regulated partners. Eligibility, fees, and rewards are set by those partners. Soft checks described on Spendzie do not guarantee approval.
Acceptable use
Do not misuse the site, attempt unauthorised access, scrape in a way that harms service availability, or submit false information in application flows.
Contact
For questions about these terms, contact us.