About Spendzie

Spendzie is an SMS expense tracker built for India. We read bank and UPI transaction alerts on Android (read-only) so you get categorised spends, a free reward calculator, credit card comparison, and loan refinance signals — without uploading statements.

Spendzie Technologies builds software and product experiences. We are not a bank, NBFC, or lender. Product offers shown in the app or on this site come from RBI-regulated partners. Soft eligibility checks never move money on your behalf.

Privacy and data protection are core to how the product works. We encrypt data in transit and at rest, and we design for India's DPDPA 2023. Read our Privacy Policy and Terms of use for the full detail.

Questions or grievances: Contact us.