Best credit cards for Amazon & Flipkart shopping

How to choose a credit card for Amazon and Flipkart in India — co-branded vs cashback cards, Prime/Plus stacking, and fee math.

Marketplace shopping dominates online spend in India. Co-branded Amazon and Flipkart cards often lead for in-ecosystem orders, but a strong flat cashback card can win if you split spends across many sites.

Decision rules

  • Most of your online spend is on one marketplace → favour that co-branded card.
  • Spend is fragmented (Myntra, Ajio, brand sites) → favour uncapped cashback or multi-category cards.
  • Factor Prime/Plus membership cost only if you already keep it for delivery speed.
  • Check whether EMI purchases earn reduced or zero rewards.

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