What is the SBI Cashback card cap in 2026?

From 1 April 2026, SBI caps cashback at ₹4,000 per statement cycle: up to ₹2,000 on 5% online spends and up to ₹2,000 on 1% offline spends.

Does the Flipkart Axis card have a cashback cap?

Yes. Axis Bank's page caps 5% Flipkart and Cleartrip cashback at ₹4,000 per statement quarter per merchant, and 7.5% Myntra cashback at ₹4,000 per statement quarter.

What happens to my Swiggy HDFC card?

HDFC Bank's FAQ of 28 October 2026 says it is being phased out and, unless you choose otherwise, will be migrated to the lifetime-free Swiggy Ornge HDFC card. The old card stops 60 days after migration.

What changes for Tata Neu HDFC NeuCoins on 25 November 2026?

The primary cardholder must claim NeuCoins earned on card spends in the Tata Neu app before using them, within 12 months of the statement date, or they expire.

Do I earn rewards on gift cards or fuel with these cards?

Often not. Fuel earns nothing on the eight cards whose terms we read (Flipkart SBI was not checked on an SBI page), and gift cards earn 2% on Amazon Pay ICICI (physical gift cards), 1% on Millennia and nothing on Swiggy HDFC or Tata Neu HDFC.

Which credit card for which Diwali 2026 buy: rates, caps, exclusions

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Which credit card for which Diwali 2026 buy: rates, caps, exclusions | Spendzie