Which cards work with Apple Pay in India?

At launch, Axis Bank-issued Visa and Mastercard credit cards, per Apple and Axis Bank. Neither mentions RuPay, debit cards or other banks, so those appear unsupported for now.

Does Apple Pay work with RuPay or UPI in India?

Not at launch, on our reading of Apple's and Axis's wording, and LiveFromALounge reported RuPay cards could not be added. Apple Pay in India is currently a way to pay with an Axis credit card, not a UPI app.

Is Apple Pay coming to HDFC Bank or ICICI Bank cards?

LiveFromALounge, citing an earlier Reuters report, said Apple was in discussions with HDFC Bank and ICICI Bank with commercial terms not agreed. As of 3 November 2026, neither bank nor Apple has announced anything.

Can I use Apple Pay before my new Axis card arrives?

Yes, but only online and for up to ₹5,000 per transaction until the physical card is delivered, per Axis Bank's FAQ.

Why did my Apple Pay tap fail at a shop?

Acceptance at launch is limited to terminals that have enabled Apple Pay, so it can work at one terminal and fail at another, as LiveFromALounge reported. Check your bank SMS before retrying, so you do not pay twice, and keep your physical card as a backup.

Apple Pay in India: how it works with Axis credit cards, and limits

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Apple Pay in India: how it works with Axis credit cards, and limits | Spendzie