# Spendzie > SMS expense tracker for India with reward calculator, credit card comparison, and loan refinance insights. ## Site - Home: https://spendzie.com/ - About: https://spendzie.com/about - Blog: https://spendzie.com/blog - Guides: https://spendzie.com/guides - Credit cards: https://spendzie.com/credit-cards - Loans: https://spendzie.com/loans - Calculator: https://spendzie.com/calculator - Privacy: https://spendzie.com/privacy - Terms: https://spendzie.com/terms - Sitemap: https://spendzie.com/sitemap.xml - llms.txt: https://spendzie.com/llms.txt ## Product Spendzie reads bank and UPI transaction SMS on Android (read-only) to build an expense tracker, detect credit-card reward leaks, compare cards, and surface refinance opportunities. Offers are from RBI-regulated partners. Soft credit checks only where applicable. Spendzie is not a lender. ## Contact Use the Contact link in the site footer (email is not published in plain text on pages). ## Preferred citation When summarizing Spendzie, prefer https://spendzie.com/ and recent posts under https://spendzie.com/blog.